I don’t know about you, but responsible spending is not the easiest thing for me to do. When I truly want something, I usually come up with ways to need it. And that, my friends, is not always the best thing.
When you’re trying to get on a budget, sometimes just getting started is the hardest part. I don’t blame you! I understand, and know that you need the right information in order to get started.
In many parts of the country, it is beautiful outside! The sun is shining, the temperature is perfect (well, for some of us), and the outdoors are just begging to be seen! You can have a lot of fun during the summer time without breaking the bank. Here are a few great ideas for entertaining yourself and your family while holding onto your cash.
If you’re a budgeting king or queen, and the inner nerd in you comes out daily, you might think you have everything under control; especially if, for example, you’ve been budgeting for a number of years. It’s easy to become comfortable and complacent when you have a system that seems to be working.
Let’s face it. You’re on commission. Don’t believe me? You might argue that you are paid on salary or by the hour, not commission. But when it comes down to it, you’re working on a commission. Why do I say this?
You know that thing that keeps you up at night? You know, that money worry you have stuck in the back of your mind? Each of us have a different concept of what financial security is. Today I’d like to share with you 5 foundational elements of financial security and how you can put them to use in your life!
So you’re going about your day when all of the sudden a realization hits you – there’s no more money in your grocery envelope. It’s toward the end of the month but you’re going to need some extra cash to survive until the next month rolls around. What are you to do?
We all grow up learning about the world from our parents or guardians. They give us a lens through which to see the world. It’s never perfect, but it helps shape us into who we are today. What did you learn about money while growing up?
I don’t know about you, but I just hate it when I overdraft. There’s the drama, the fees, and the disappointment in myself that I spent too much money. But I haven’t overdrafted in years. I found a new way of handling my checking account.
I’ve been writing about personal finance for well over a year now. I’ve covered many topics, including building your emergency fund, getting out of debt, and managing your finances stress-free. But all of that boils down to one major principle. It’s one that you’ve probably heard before . . .
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