Keep Your Expenses Down With Coupons and Rebates!

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If you like saving money, you’ll love what coupons can do for you. Look for coupons in flyers, by email, and online coupon codes. It’s easy to save money with coupons if you know what you’re doing. However, it’s also easy to spend more than you intend if you’re not careful. Those coupons can truly compel you to break your budget! Here are some suggestions for healthy coupon habits that will keep your savings up and spending down.

Collecting and Sorting Coupons

When it comes to collecting coupons, it’s important to make sure you’re only searching for the ones you actually need. When you’re skimming through the newspaper, usually coupons will be bunched in clusters – making it more difficult to avoid strategic advertising. Instead of browsing passively through coupons, try this first:

  1. Make a list of what you need. Before you shop, it’s important to know exactly what you are looking for. This ensures that you don’t make purchasing decisions on impulse, and that you stick to your budget!
  2. Gather resources where you can find coupons. This can include anything from the newspaper, to catalogues, to online coupon lists.
  3. Look through your resources and match coupons to items on your list. Remember, only use coupons that will fit your list!

As you learn to use coupons, you’ll find a system that works well for you. You can even keep an organizer filled with the coupons, deals, and websites you use most often! You can sort them by categories such as: groceries, household items, Christmas gift ideas, just for fun, and more!

In your organizer it’s a good idea to keep track of your savings. It’ll provide a burst of motivation to save money every time you open up the book! Soon, you’ll be able to see a noticeable difference between what you’ve actually spent and what you would have spent without using coupons.

Rebates! Rebates! Rebates!

There are some great rebate offers out there if you know where to look. It really only takes a few minutes to fill out most rebates. Plus, many mail-in rebates provide huge discounts. There are also some great deals on eBillme, such as their limited time special offer on Amazon Gift Cards that you must see! Using rebates for stores that you normally shop at are a no-brainer.

Other Ways To Keep Your Expenses Down

While using coupons and rebates can really lower your expenses, sometimes you need more than that to keep your spending at a minimum. The very first thing every family should start with is the budget. I recently wrote an article on the eBillme Blog about budgeting:

How To Create A Solid Budget – eBillme Blog

Another great article on budgeting is on my website:

4 Budgeting Truths – TheChristianDollar.com

Every one of the concepts we’ve been discussing (cutting down debt, building an emergency fund, and using coupons and rebates to your advantage) revolve around building a reliable budget. You want to find a system that you can adhere to and use in everyday living. It’s important to start with the basics and get the conversation started about personal finance.

There are many ways to cut down on your expenses. Sometimes, you just have to find the ways that will work well for you. Be sure to take advantage of eBillme’s many benefits when you shop online. You’ll save money and be safe against fraud.

Your Thoughts?

I’m curious! How do you currently use coupons and rebates? Do you use them in everyday shopping or only on special occasions? How can you leverage these discounts to your advantage? Let us know in the comments!

13 October 2010 ~ Comments Off

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