Top 10 reasons college students should use eBillme instead of credit
In a world full of credit, interests, loans and credit card fees, the well equipped student of today knows the importance of keeping their spending and debt to a minimum while they are in school.
1. Interest and fees
One of the quickest ways to throw you off your budget plans and lower your credit score is to acquire credit card debt while you are in school. Try your best to avoid credit and fees at all costs. One great way to do this, is to use eBillme when you shop online.
2. Debt from student loans
As every college graduate knows the debt and fees from student loans are going to make an immediate impact on your take home pay. Try to avoid adding to this outgoing debt by avoiding credit all together
3. Legislation limiting credit
A direct quote from the fivecentnickel.com website, “The House version limits issuers from extending credit to those under the age of 18 and also limits college students to a single card with the credit limit being governed by the students income. The Senate version goes further, requiring those under the age of 21 to have a cosigner or otherwise provide proof of income.”
4. Teen pay
If you’re a student and you don’t have access to online bill pay through your bank, eBillme has another great suggestion for you, when you checkout simply click “teen pay” and enter the email address of a parent (or other person) and the ebill will be sent directly to them.
5. Online security
To pay a bill you log in directly to your own online bank, pay cash at one of our 75,000+ walk-in locations, or send an ebill. Your personal financial information is kept completely private by your own bank, hidden from the prying eyes of hackers and identity thieves.
6. Price guarantee
If you can find the same item at a lower cost somewhere else, simply file a claim with eBillme and we will pay the difference.
7. Promos
There are always promotions running with eBillme merchants. Check out eBillme’s shop page, where we feature our deal of the day, selected merchant and other coupons.
8. Walk-In Payments
eBillme offers over 75,000 walk-in locations, where you can pay your bill in person. Simply choose walk-in at the checkout page, eBillme will ask for your zip code and provide you with several locations close to your home/dorm.
9. Cash back rewards
Get paid to shop with eBillme, get 1% cash back as soon as you earn ten dollars in rewards, you can redeem them at any one of eBillme’s great merchants.
10. Accessibility
If you shop online, odds are you have seen eBillme at checkout, and with over 800 great merchant sites like Shoebuy, Scentiments, Buy.com and Sears you will definitely be able to find what you need while avoiding the costly fee’s and interest associated with credit.
Good luck shopping!
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