1. Keep it in Vision – Keep your shopping or To Do list in a place you look often like your checkbook, wallet, on the fridge, etc. If you’re looking at the list often you’re less likely to be distracted by other things and you’ll be prompted to check things off faster.
2. Keep it Short – Take some time to go through your list and delete anything that isn’t necessary. Maybe you can join 2 into 1 by getting two gifts at the same place. Or maybe you only need to bake 2 dozen cookies instead of cookies plus homemade candy. When you see your time is running out find ways to shorten your list so you won’t feel overwhelmed.
3. Keep a Schedule – Sit down and plan out your schedule for the next week. Make sure you have time for family and time for yourself in addition to planning time to check off your ‘to do’ list.

Remember, don’t overdo yourself over the next week. You don’t want to be too exhausted and under the weather to enjoy your family time and watching everyone open those gifts from your list.

When it comes to finding gifts, don’t forget online gift cards are the perfect gift for anyone – the person who has everything, the one who tends to return gifts or the person that always asks for the newest tech gadget when you have no idea which one to get. A gift card will never be returned and is always the right size, color and price. Shop eBillme’s Gift Card Mall for the most popular gift cards like Old Navy, Gap, Overstock, Dell, JCPenney and so many more! Plus, when you buy gift cards from eBillme you will earn cash back rewards on every purchase!

Good luck finishing your shopping list, don’t let it stress you out, enjoy the fun of shopping, baking, cooking and being with family.

Merry Christmas!

Don’t fight the gift cards.

Sometimes it’s a real challenge deciding what Christmas presents to get to make all your loved ones happy – it can be overwhelming looking for an unusual Christmas gift for your fashionista friend while at the same time trying to think of more traditional ideas for Christmas presents to suit Mom and Dad.

Here are a few reasons why our gift cards are an awesome Christmas gift idea:

#1: You’ll satisfy the pickiest recipient.

Your loved ones pick the holiday gift, so they’ll always get what they want! Whether you’re getting a Christmas gift for him or for your teenage daughter, it’s a present that will suit all needs and tastes.

#2: It’ll help you stay on budget.

Only have $100 to spend on a Christmas present for your boyfriend? Choose your amount and load it onto an email gift card, use eBillme to pay in cash with your bank’s online bill pay service, and save on credit card interest and fees!

#3: Our gift card mall features your favorite stores.

You can redeem your virtual gift card towards millions of products, including books, music, shoes and fishing gear!

#4: You can use them anytime.

Our e-gift cards never expire! Once you purchase your gift card with eBillme, you’ll be emailed a gift card activation code that can be entered at the retailer’s checkout, and you can start shopping!

#5: You’ll get rewarded.

You’ll get cash back rewards on every order.  Head to our gift cards page for more details.

#6: You can even treat yourself.

Gift cards can also be used as online prepaid cards – it’s a great way to keep track of your online purchases and stay safe while shopping online.

So get your Christmas gift cards today and stay debt free this Christmas!

And similarly, a wish list from your loved ones is a big help if you’re bad at figuring out what to give and your go-to gift is a fuzzy sweater – buy straight off the list, or use it to generate ideas and you can always come back to it for another occasion.

Maybe a slick new netbook is something that you or your spouse has always wanted, but it was just out of reach, or perhaps a flat screen TV for the bedroom.

Make your wishlist, and maybe Santa will shop early this year because the Black Friday sales are just too good to miss!

Every year, Black Friday specials are available on everything you can think of. So make your list, check it twice, and then head to leading online retailers like Sears.com for great gifts for your family and home.

Happy Black Friday shopping – hope your Christmas wish list comes true!

When Black Friday 2011 rolls around, bringing with it thousands of Black Friday deals and Thanksgiving specials, it’s easy to get carried away and put it all on your credit card. But remember that credit card interest rates are a killer, and with Christmas just around the corner, you need to watch your spending limit while doing your holiday shopping.

So how do you keep your Black Friday debt free? By paying cash!

Paying cash is easy when you shop in-store. But how do you pay cash when you shop online during the Cyber Monday sales?

eBillme is the answer! eBillme is the cash payment option which lets you shop online and pay in cash, with online banking. You won’t have to share your financial information with anyone so it’s the safest way to pay online, and there are no fees or interest to deal with.

No credit cards, no debt increase, and no hassle.

In fact, you’ll earn cash back rewards on your order when you pay with eBillme, and you can rest assured that you’ll always get the lowest prices available with the FREE eBillme Buyer Protection program. Plus, you’ll have access to exclusive deals on products from hundreds of online merchants!And don’t forget to check the eBillme online gift card mall, where you can earn cash back on more than 60 top gift cards.

So while you’re online for Thanksgiving shopping deals and Black Friday sales, remember to pay with eBillme and start this holiday shopping season off right!

Want more ideas on how to save on your Thanksgiving and Christmas shopping? Check our our Black Friday tips page, and keep your Black Friday debt free!

Whether you are looking for Black Friday deals, cash back on gift cards, free shipping, or shopping tips and ideas on how to maximize Black Friday and Cyber Monday – eBillme is the online shopping site with the best deals and tips.

Save money, save time, save gas – and avoid the shopping mall crowds. The best deals for Black Friday 2011 and Cyber Monday are online.

From now until Jan. 15, 2011, every time you shop at your favorite participating merchants and use eBillme to pay for your order with your bank’s online bill pay service, you’ll earn 5% in Cash Back rewards on every dollar you spend. Not sure where to start? Here are just a few suggestions on where to shop to get your 5% cash back!

• Shoebuy: Looking for a Christmas gift for your shoe-obsessed fashionista friend, or just stocking up on winter footwear for your little ones? Check out the great deals at Shoebuy and get rewarded on over 1,000 name brand shoes!
• ZipZoomfly: Maybe your husband has had his eye on notebook computer and you’re planning to get an e-book reader for your mom. If so, drop by at ZipZoomfly.com and get the gadgets you need at great savings.
• Wrapables.com: It’s not too late to get Christmas decorations, and even if you’re all done decking the halls of your home, it’s always worth checking out the deals on the unique designs at Wrapables.com to help you put your stamp on your home decor!
• Sears.com: Get your cash back rewards on the latest fashions, the best appliances, hottest electronics, and even more, at Sears.com!

Don’t forget that you still get free buyer protection, including a satisfaction guarantee and the best possible prices around.

So shop now with eBillme and have a happy Christmas!

Also check out Personal Finance Summarized in One Sentence

It’s a simple solution. If you hate going to shopping malls and standing in line… don’t. Stay home and pop open your computer and head over to the Debt Free Mall’s Christmas gift ideas section. You’ll find something for everyone on your list, no doubt. You’ll find ideas on Christmas gifts for men, Christmas gifts for women, even Christmas gifts for pets! Plus, Christmas decorations, Christmas tree decorations and more! The site is laid out for you, all you have to know is who you’re shopping for and it’s so simple to find the gift and buy.

Now, for those shopaphobiacs who not only don’t like to get out to a mall but also hate choosing a gift, what you need is a whole site of online gift cards! And we have it! Gift cards are the perfect gift because it’s always the right size, color, shape, and it won’t be returned! If you know where the recipient likes to shop it’s easy to pick one up, if you aren’t sure just grab a generic gift card to somewhere like Zappos or JCPenney. They’re sure to find something they will love at either store.

See? You don’t have to consider yourself a shopaphobiac after all! In fact, I bet you’ll love shopping after you experience buying gift cards and the Debt Free Mall and how easy it is. Go ahead, jump right in, you’ll be glad you did.

Also check out our post on how to Shop and Save on Leading Online Gift Cards

Photo finish: Is your man a visionary with an artsy streak? Why not get him a Canon EOS Rebel T1i Digital SLR Camera from pcRUSH? More people are getting serious about their photography, so a higher-end digital camera promises to be a hot buy for Christmas 2010. (Check out our blog post for ideas on the best cameras to buy this year: Black Friday and Cyber Monday camera deals: A great way to save for Christmas 2010)

Macho, macho man: If you’re shopping for someone who likes working with his hands, tool kits and sets make for great Christmas gifts for men! We like the Craftsman 283-piece Mechanics Tool Set With Tool Box from Sears.com – it’s a complete set for any project he wants to tackle.

Wine and dine him: Spoil your wine-lover boyfriend with something like this stylish GE Profile Deluxe Wine Cooler from Abt.com – entertaining at home will never be the same again!

Geeky goodies: One of the big product launches of the year is Microsoft’s Kinect motion-sensing add-on to the popular Xbox 360 gaming system, so if he’s got to have the latest and greatest in electronics, get him the awesome Microsoft Xbox 360 4GB Console with Kinect bundle from TigerDirect.com, which is packed with extras like a free Xbox LIVE 3 membership and video games.

For the man who has everything: Not quite sure what your boyfriend would want? Here are a couple of fun ideas that every guy will love!

• Gift cards: We’ve got sweet deals on online gift cards from your favorite retailers, so check out our gift card mall to get gift cards for less! Our email gift cards never expire and can be redeemed towards millions of products, so check it out today.Plus, for a limited time, buy a $100 Dell Gift Card from eBillme and get $15 in cash back with our mail-in rebate. What could be better? (Offer expires January 15, 2011. See details.)
• Mistletoe magic: Of course, if you want to be really romantic this Christmas, don’t forget to give your boyfriend a kiss under the mistletoe! Wondering where the custom of kissing under mistletoe came from? According to whychristmas?com, the practice of hanging up mistletoe in the home goes back to the ancient Druids, who said the plant brought good luck and warded off evil spirits. There are two origin stories for the kissing part: one states that it’s because mistletoe signified love and friendship in Norse mythology, while the other says the custom of kissing comes from England, where a berry was picked from a sprig of mistletoe before the person could be kissed, with the kissing stopping after all the berries were gone.

Now you have some ideas, have fun shopping online! And don’t forget that when you pay in cash with eBillme, you get 1% in cash back rewards. Have a Happy Christmas!

Like these Christmas gift ideas? Vote for us using the following links, and check out these listings for more Christmas sites:

Like it or not, most people have a Christmas list. A detailed listing of all the wonderful things they would like for Christmas. No more random sweaters or fluffy slippers – it’s books, music, house stuff, toys, and electronics.

One of the best ways to attack your holiday shopping and stay on budget, is to work off a list, and start your shopping early.

-  Ask your loved ones for a list, then determine what bulk buying you can do.

-  If everyone wants a book, buy all the books at once, and benefit from a bulk order, to give you better discounts, free shipping, and the like.

- Shop online, so you can  quickly comparison shop (to ensure you are paying the lowest price)  and know that the item is in stock.

- Pay cash when you shop online, so you don’t rack up more credit card debt.

- Manage your spending: buy gift cards online . You set the limit, you stick to the limit. When the money runs out, your shopping is done.

- Purchase gift cards online at  eBillme.com, and get 1% cash back with eBillme’s reward program.

- Take advantage of this special offer:

Buy a $100 Amazon.com Gift Card at eBillme.com and get $15 cash back with a mail-in rebate. Offer expires January 15, 2011. (*) Restrictions apply. See details**. Order today: buy gift cards.

Have fun this holiday season, and tell us -  What’s on your  Christmas shopping list? —–

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*Amazon.com Gift Cards (“GCs”) sold by eBillme, an authorized reseller of Amazon.com Gift Cards. Amazon, Amazon.com, the Amazon.com logo, and the Amazon Gift Cards logo are trademarks of Amazon.com, Inc. or its affiliates. GCs may be used only for purchases of eligible goods on Amazon.com or its affiliated website Endless.com. GCs cannot be redeemed for purchases of gift cards. Except as required by law, GCs cannot be reloaded, resold, transferred for value, redeemed for cash, or applied to any other account. See www.amazon.com/gc-legal for complete terms and conditions. GCs are issued and © 2010 by ACI Gift Cards, Inc., a Washington corporation.