1. Water: drink more of it! No, you shouldn’t starve yourself by drinking water. But instead of buying expensive juices or caffeinated drinks, why not hit the water tap? You’ll save a few dollars and won’t eat unhealthy portions.

2. Wash those hands! Basic sanitation will help you keep medical bills at bay, and you’ll save a lot of lost productivity. Being sick can really weigh you down. Keep up with the hygiene!

3. Carpool. Do you work with someone who lives close to your home? Suggest that you carpool together! You’ll both save money on vehicle maintenance and fuel.

4. Review your cell phone bill. This one is a biggie. Many people don’t have a clue how their cell phone bill breaks down, or if they’re paying for services they don’t really need. If your cellular company is only sending you basic bill information, request a detailed bill. You can usually find detailed bill information online on their website. Take the time to understand everything for which you are paying. Do you really need unlimited calling? How about unlimited data? What extra add-ons are eating up your money? Get rid of those and stick with the basics.

5. Cut down on entertainment services. If you have cable television, consider dropping the service and and replacing it with something that will be more cost effective. For example, at our home we decided to sign up for a low cost Netflix account. Nothing beats paying nine bucks a month for unlimited internet streaming plus DVDs. Another way to fill your time is by reading books and learning something new!

6. Take a sack lunch to work. This isn’t gross, it can be healthy and fun! Visit the grocery store to intentionally shop for those foods that you’ll love to eat at work.

7. Keep a notebook or jot notes on your mobile device. Believe it or not, you can lose a lot of money by simply forgetting new ideas or neglecting your obligations. Anytime you have a thought, get it out of your head and onto paper. Review your notes daily and turn your todos into action.

8. Shop debt free. When you’re out of debt and start paying with cash, you’ll find freedom from high interest payments and the stress that comes along with it. Start by shopping eBillme’s Debt Free Mall and using cash online! You’ll save money and earn cash back rewards – all without the risk of going into more debt. When you’re out and about, use your debit card instead of credit cards – you’ll spend less money when you’re spending your own money.

9. Quit expensive and unhealthy habits. The usual culprits here are alcohol, cigarettes, drugs, and gambling. All of these things can be addictive, so ask a friend to hold you accountable and help you drop the habit. People who engage in addictive behaviors tend to spend much more money than their counterparts. For some of you this might not be “simple,” but it’s surely effective at saving money and worth the effort!

10. Read financial blogs. There’s a lot of great information out there. Sign up for a free Google Reader account and subscribe to blogs like the eBillme Blog or The Christian Dollar. You’ll find loads of information on how to save money and keep your finances in order.

There you have it! These 10 simple ways to save money will surely put some extra cash back in your wallet – and keep it there! What are some ways you save money day to day?

Play the eBillme Scratch and Save Contest!

Contest closes Fri. June 25, at Noon EST.

No purchase necessary. Open to US Residents.

Good luck & have fun.

Be sure to checkout eBillme’s Hey Big Spender Contest – where one lucky shopper, will win their order (up to $5000 max). See details and participating merchants.

Whether your graduate is passing kindergarten, middle school, high school, or college – it’s time to celebrate.

eBillme Shop Debt Free is the place for terrific graduation gift ideas for your favorite student. We’ve got hundreds of gift ideas and fun shopping videos.

And we also have free contest giveways ! Checkout this week’s Graduation contest from Wrapables.com.

We have received tremendous support and feedback from our merchant community, our partners and more importantly our consumers who frequent the mall, participate and shop.

We are excited to announce that we have updated the mall with the ability to have better navigation, more consumer tips, hot deals, cash back rewards,  as well as our fun contest.
Would love to hear your feedback, drop by shop.ebillme.com and let us know what you think.

You can always make some gifts yourself. Homemade Christmas gifts provide a much more personal touch. You could let the kids help by making Christmas Tree Ornaments with Popsicle sticks, glue, and glitter! Help them glue the sticks together to make a star burst pattern, then spread glue on the front of the sticks and let them sprinkle glitter over it. Let it sit to dry, then wrap it up for Grandma and Grandpa!

You could even make your own family themed board game. Take an old board game out of the closet and copy the spaces, just change the questions and phrases on the spaces to fit your family characteristics. Write out inside jokes, or make it a trivia game about the family tree and ancestry. It would be fun to help the younger members of the family get to know their ancestors who they’ll never have the chance to meet.

Or, you can head over to our Shop Debt Free site and see what we’ve suggested for you! We did our best to make these last few shopping days extra easy for you. So we have the site separated into gifts for Men, Women, and Kids. Then we listed the top gift ideas to make shopping stress-free for you! All you have to do is choose a gift, and buy with eBillme, then wait for it to arrive at your door.

We’ll leave the gift-wrapping up to you

Here they are in order of the top voted item or activity people aren’t giving up to the least voted on:

1. Dining Out (48%)

2. Travel (33%)

3. Apparel, Clothes (32%)

4. Pet Care (23%)

5. Concert or Movie Tickets (22%)

6. Cosmetics, Hair Treatments (20%)

7. New Music or DVDs (19%)

8. Toys, Hobbies, Video Games (18%)

9. Electronics (18%)

10. Gym Membership (16%)

11. Automotive or Car Parts (15%)

12. Sporting Events, Sporting Goods (12%)

13. Going out to bars or clubs (12%)

14. Home Appliances or Furniture (10%)

15. Home Hardware (8%)

16. Massages or Other Personal Care (7%)

17. Other (7%)

Do you want to see additional data broken down by age, ethnicity and more? If so, just send us an email, info@ebillme.com. We can also provide data on gift cards, loyality programs,  and online shopping.

Checkout our other blogs posts on saving money.