Though credit cards may seem like the easiest way to manage expenses when traveling, they can present many problems that could cause added stress, according to the New York Times. Whether traveling with your family or on business, consider these common issues before you pull out that plastic.

According to the Federal Trade Commission, around 9 million cases of identity theft occur each year in the U.S. Because of this, credit card companies try to block cards that have been used in unfamiliar places. When traveling abroad, it's important to notify your card issuer so that you will not end up with a frozen account and no way to access your money.

"I think many cardholders assume when they travel abroad that it is much like being in the United States," Ron Shevlin, a senior analyst with Aite Group, told the New York Times. However, he warns that some foreign vendors will not accept American cards because they do not feature a microchip.

Some travelers may opt to use personal finances to make payments both when traveling and when at home. Industry analysts believe this is a good way to avoid these hassles, as well as reduce the chance of falling into debt.