Black Friday, one of the biggest shopping days in the U.S., is swiftly approaching. If you plan on making some early-holiday purchases this year, consider these tips before you begin your shopping spree.

Before making purchases, make a plan. It's best to know what stores you want to visit, and it may be wise to do a little research online to find out which retailers are offering the best deals.

Don't bring children along with you on Black Friday. Stores are typically very crowded, and a rambunctious crowd of consumers is no place for a child. On that note, it may be wise to wear comfortable clothing, as you can expect to stand in line for a while.

If you want to avoid the masses, then consider shopping online instead of at the mall. Many web-based retailers participate in Cyber Monday., the online sales event that follows the weekend after Black Friday.

Whether you're shopping online or in a store, avoid using your credit card. Credit cards lead to debt, and using your card in stores gives thieves a chance to steal your identity. Instead, consider using a secure payment service when purchasing gifts online.