Are you saving for the holidays? Are you getting ready to start fresh in 2010? Now is a great time to learn to live within your means if you don’t already – better yet, below your means – then you will become financially secure.
The key is to re-focus your goals on living debt-free. Remember: debt doesn’t have to control your life. Even if you have a long way to go before you reach your goals, think ahead to what is possible.There are great resources out there among you who can help others based on how you manage to live debt-free.
Why don’t you start off with something easy? Small changes can produce “small change” that can add up. Try one or more of the following:
Monthly Savings:
If you save 50 cents a day in loose change:
$15
If you take your lunch to work:
$3/day $60
If you eat out two fewer times a month:
$30
If you borrow (rather than buy) one book a month:
$15
If you comparison shop for gas (go to http://www.gasbuddy.com):
$4
TOTAL
$124
(source: America Saves)
You can make your own “small change” list and see how it works for you!
For more money saving tips, you can click here!
