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Choosing the best Online Payment Method


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Can you imagine a world where you don't use credit cards to pay for your online orders? Dan Schatt, senior analyst with Celent LLC, can. He predicts that "credit card volume will drop below 50 percent of online-payment volume by 2009." With credit card payments on the decline Schatt expects that "alternative online payment initiatives will grow to over a quarter of all U.S. online payment volume within the next three years."


Why do people use alternative payment methods?

   Why would I use an alternative payment method?

   What are all the different ways that I can pay for purchases online?

   Where can I shop with alternative payment methods?

   How do I get support if I buy something with an alternative payment option?

   Do alternative payment options offer insurance on what I buy?

   Can I shop online without a credit card?

   Should I stop using my credit card?

   Can I shop online and pay with cash on Black Friday and Cyber Monday?



What are traditional payment methods?

   Where are credit cards accepted online?

   Is it safe to use my credit card online?

   What is a CVV? Where do I get one?

   How can I speed up my order if I want to pay by check?



Where can I find information on online banking?

   How do I register for an online bank account?

   What should I consider when I’m opening an online bank account?

   What online banking services should I get?

   Why should I choose online banking?

   Do all banks offer the same services through online banking?

   Is online banking really that convenient?



Where can I get information on online banking safely?

   Is it safe to do my banking online?

   Is it safe to do my online banking at a public computer terminal?

   Why did my online banking login change?

   Does my computer track where and how much I shop online?

   How can I tell if the retailer’s virtual shopping cart is secure?



Where can I get information on paying bills through online banking?

   What bills can I pay through online banking?

   Why should I pay my bills through online banking?

   How can I pay bills through online banking?



Where can I get information about eBillme?

   What is eBillme?

   Where can I use eBillme to pay for purchases online?

   Does it matter where I bank if I want to use eBillme?

   Can I shop Online without a credit card?



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If your question isn’t answered here, please Click to Chat or call us toll free at 1-888-899-6633. Our customer service representatives are available Monday through Friday 9am-9pm and Saturday 11am-4pm (Eastern).


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