- Whether you’re looking to do online clothing shopping or online computer shopping, make sure that the online store is reputable (check with the Better Business Bureau if you’re not sure). Do a little research to ensure that you’re dealing with a reputable, reliable online merchant that will offer you the peace-of-mind that you would get elsewhere.
- Make sure that the checkout process is secure. Double-check that the online store uses a firewall for protection along with encryption software to protect your personal and financial information from getting into the wrong hands. Look for an unbroken padlock or key on your computer screen before making a purchase.
- Check the return/refund, warranty, guarantee and other policies. If you’re using a payment method such as eBillme, you’re automatically covered by their Buyer Protection Program.
- It doesn’t matter if they sell computer electronics or home furnishings, an online company that is concerned about security issues will post security and privacy policies on their site. Take the time to read these privacy and security policies to ensure that there will be no unpleasant surprises down the road.
- Take the time to see what others have said about the online shopping store you’re considering buying from. A quick Google or Yahoo search can provide a detailed depiction of what sort of experiences other consumers have had at a particular store or with a specific product.
- Understand the specific liability policies of your particular credit and debit card issuer. Be sure to read the fine print to see how you’re protected and what you’re liable for in the event that you find yourself a victim of online fraud or credit card fraud.
- Beware of hidden shipping, duty and other costs. There is nothing more disappointing than being surprised after you’ve checked out at a secure shopping cart by hidden charges that were not clearly indicated. Make sure you understand all the potential charges before committing to a purchase and look for sites that clearly post such charges as part of the checkout process, or post the information elsewhere on their site.
- Like your mamma always said – You better shop around. What might seem to be a bargain might not be once you factor in other costs, such as duty or shipping. Take the time to look at alternatives and do a quick Internet search. Or, to make sure you really are getting the best deal, checkout using a payment option that offers Best Prices Guaranteed.
- Keep your receipts and other documentation in case you have a problem after making your online purchase. Print a copy of your receipt when you’ve completed your secure online shopping transaction. Some payment options, such as eBillme, will conveniently send a copy of your bill to your email address.
What are some tips for shopping online safely?
