How do I know which rewards programs I should be a part of?

It can sometimes be confusing to try to figure out which rewards programs you should be a part of. Some questions you’ll want to think about are: Do I shop at this store enough to ever get a reward? Are there any upfront or ongoing fees to be allowed to collect rewards? Do the rewards expire if I don’t use them fast enough? What kind of personal information do they want in order to collect points? Are they going to send me a lot of junk mail or spam email? Will telemarketers call me on this phone number? If you think they’re asking for too much information, or you don’t like their privacy policy, then it may not be worth it. Also, if it will take you more than a year to earn a reward, it may not be worth it.